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Mechanical Breakdown Insurance in Urbandale IA & Winterset IA

When you own your own business, it's important to protect your equipment and keep it safe. Obviously, without functioning equipment you lose money and business. This is why it is so important to have your equipment insured. While most business owners see the need for basic insurance, many don't think about mechanical breakdown insurance and all its variables. Including coverage for mechanical breakdowns in your policy helps secure your overall business insurance package by guarding against costly repairs.

Features of Mechanical Breakdown Insurance Policies

Mechanical breakdown insurance can cover lost income due to mechanical breakdowns that happen in your business, including losses due to faulty machinery and vehicles. It is also important to make sure your insurance covers liability. When a mechanical breakdown occurs with your equipment, an employee or customer could be injured. There are many policies that can be applied to various business risks that involve the possibility for mechanical breakdowns and their effects. Neal Insurance LLC agents are more than happy to speak to you about your options.

Businesses may also encounter liability issues if an employee or member of the public is injured due to a breakdown. Liability coverage is also essential, especially if you use equipment such as lawn mowers or hazardous construction equipment, or work in precarious locations like scaffolding or rooftops, where an employee or a member of the public could be injured. When you are working on another person's property or business, your personal liability risk increases as well as your liability for damaged property.

Insurance rules vary from state to state and it is important to have an insurance agent that understands these differences. If you work in more than one state, you may need additional coverage. We can help you determine whether or not additional licensure or coverage is necessary.

Call our office to find out how you can be completely covered in the event of a mechanical breakdown. We can help you make sure you have the best possible coverage, including liability that could result from a breakdown. If you are an existing customer, call our office to get an insurance tune-up to make sure your mechanical breakdown insurance policy is up to date.

Our Locations

Urbandale Location

Urbandale Location

4434 114th Street
Urbandale, IA 50322
Main office: 515-996-4396
Fax: 515-252-6215

Winterset Location

1217 N 6th Ave #3
Winterset, IA 50273
Main office: 515-575-9526

Our Providers

Testimonials

Neal Insurance is top notch and I would highly recommend them to anyone looking for insurance needs. They handle all of my insurance from home & auto to business. I know they're always looking out for my best interests and are always a phone call away!

Jesse Landolt
Courteous and professional staff. Patrick got me the best rate on my home and auto insurance. I get always get personal service and feel confident Neal Insurance is always getting me the best bang for my buck!

Tyler Winegar
Neal Insurance is a top notch organization who pride themselves on honesty and integrity. I couldn't be more proud to have them covering my family and I in case tragedy, but if said tragedy ever occurs I know I have the right people backing us! I only wish I would have made the switch to them sooner. Great people!

Preston Kaufman
Neal Insurance is such a great insurance company to work with and all the employees are very helpful! I would recommend them to anybody looking for an insurance provider!

Joe Roush