Give us a call
515.282.3630

Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Neal Insurance LLC, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Neal Insurance LLC are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Urbandale Location

4434 114th Street
Urbandale, IA 50322
Main office: 515-996-4396
Fax: 515-252-6215

Winterset Location

1217 N 6th Ave #3
Winterset, IA 50273
Main office: 515-575-9526

Our Providers

Testimonials

Neal Insurance is top notch and I would highly recommend them to anyone looking for insurance needs. They handle all of my insurance from home & auto to business. I know they're always looking out for my best interests and are always a phone call away!

Jesse Landolt
Courteous and professional staff. Patrick got me the best rate on my home and auto insurance. I get always get personal service and feel confident Neal Insurance is always getting me the best bang for my buck!

Tyler Winegar
Neal Insurance is a top notch organization who pride themselves on honesty and integrity. I couldn't be more proud to have them covering my family and I in case tragedy, but if said tragedy ever occurs I know I have the right people backing us! I only wish I would have made the switch to them sooner. Great people!

Preston Kaufman
Neal Insurance is such a great insurance company to work with and all the employees are very helpful! I would recommend them to anybody looking for an insurance provider!

Joe Roush