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Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Neal Insurance LLC, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Neal Insurance LLC who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Neal Insurance LLC before making a decision.

Our Locations

Urbandale Location

4434 114th Street
Urbandale, IA 50322
Main office: 515-996-4396
Fax: 515-252-6215

Winterset Location

1217 N 6th Ave #3
Winterset, IA 50273
Main office: 515-575-9526

Our Providers

Testimonials

Neal Insurance is top notch and I would highly recommend them to anyone looking for insurance needs. They handle all of my insurance from home & auto to business. I know they're always looking out for my best interests and are always a phone call away!

Jesse Landolt
Courteous and professional staff. Patrick got me the best rate on my home and auto insurance. I get always get personal service and feel confident Neal Insurance is always getting me the best bang for my buck!

Tyler Winegar
Neal Insurance is a top notch organization who pride themselves on honesty and integrity. I couldn't be more proud to have them covering my family and I in case tragedy, but if said tragedy ever occurs I know I have the right people backing us! I only wish I would have made the switch to them sooner. Great people!

Preston Kaufman
Neal Insurance is such a great insurance company to work with and all the employees are very helpful! I would recommend them to anybody looking for an insurance provider!

Joe Roush