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Construction, Agribusiness, and Business owners Insurance in Central Iowa and the Surrounding Areas.

Partnering with Clients in Des Moines and Surrounding Communities to Secure Assets

Building an encompassing insurance portfolio can be challenging. With proper guidance, however, comprehensive coverage can be solidified in a timely, cost-effective manner. At Neal Insurance LLC, our agents act as trusted advisors, listening to client needs and placing individuals and businesses with fitting insurance products. We’re not just a rate, but a partner committed to providing personalized service and solutions.

A Selection of Personal and Commercial Insurance Coverages

Our agents take the time necessary to develop a customized, long-term plan. Depending on the policy type, we sit down with each client to review assets – home, auto, business, and employee benefits – and identify exposures we can minimize through risk management. From this information, we can recognize the policy lines required, putting together an insurance program that protects against the financial impact of loss.



As an agency, we boast partnerships with a collection of established carriers, including Acuity Insurance, United Fire Group, EMC, Nationwide Insurance, and SECURA Insurance. For our clients, this transforms into direct communication with an agent, accompanied by reliable insurance products. Client needs are truly the top priority – above any insurance carrier.



The products we offer within our business insurance program can be tailored to businesses in the Midwest. We’re licensed to write coverage across 10 states, and work with business owners representing a variety of industries. Whether you’re a construction contractor or commercial property owner, we’ll cater coverage to your needs.



Crop insurance coverage is just a singular aspect of our comprehensive farm insurance program. With the unpredictability of Iowa weather, as well as throughout the Midwest, crop insurance can keep your agribusiness afloat during low yield seasons. We also offer services to meet changes from generation to generation through putting together a transfer program that fits your needs.



We also produce a complete personal insurance program, equipped with homeowners and auto insurance coverage offerings. To learn more about the insurance, financial, and tax solutions we provide, contact an agent at your convenience.

Agents Working with You to Administer Protection

Every client we work with is different, as each person or business has their own nuances of both operation and daily life. Our agents will communicate by your preferred method, offering an assurance of quick responses and solutions. Throughout your policy’s lifecycle, your requirements can change dramatically – from property expansion to additional risks. Agents often contact clients quarterly to confirm coverage is up-to-date and they’re in-tune with life and business changes.



Along with a dedication to insurance services, we’re also committed to our community. Our agency supports a variety of local organizations, including Iowa home builders association (HBA), Iowa State Gridiron Club, Iowa State University Alumni Association, and Knights of Columbus.



If you’re interested in partnering with us, please request a quote.

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Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.

Urbandale Location

4434 114th Street

Urbandale, IA 50322

Main office: 515-996-4396
Fax: 515-252-6215

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Winterset Location

1217 N 6th Ave #3

Winterset, IA 50273

Main office: 515-575-9526

Office Hours:

Mon: 8:00 AM - 4:00 PM
Tues: 8:00 AM - 4:00 PM
Wed: 8:00 AM - 4:00 PM
Thurs: 8:00 AM - 4:00 PM
Fri: 8:00 AM - 4:00 PM
Sat: Closed
Sun: Closed